Apple plans to start its U.S. iPhone leasing program on an upcoming launch date through the upgrade program channel. The service partners with a third-party financier for recurring billing. It targets buyers amid elevated device costs after Apple raised Mac MSRPs in recent weeks. Users may pick regular bills instead of buying up front. Leased iPhones can be blocked from access if users miss obligations. Apple includes linked settings in upcoming iOS version. Some shoppers ask how leasing differs from ownership outright. Critics note that lockouts cut off phone use if plans fall behind. Supporters claim leasing reduces initial spend and simplifies new model swaps. The plan fits Apple's release pattern as iPhone tags rise device by device. Savvy buyers will check terms before signing on.